Talking about Canada, the coverage for the physicians and hospital health care cost comes under the Canadian health care system, and the majority of the healthcare plans lie with provinces and territories. It has been concluded that 70% of the health care cost is publicly funded, but there is a need for private insurance when it comes to dentistry and vision care. Spending hours at the gym and changing your diet habits is not only the way to maintain a healthy lifestyle.
There is much more to do to maintain a healthy lifestyle. Dental health can be maintained by following good dental habits such as regular brushing and flossing. One of the most important parts of our body is teeth, and the issues are to be solved by various dental procedures such as fillings, bridges, and crowns. But these procedures come up with a lot of cost with themselves.
Thankfully dental insurance can help you to cover the cost related to dental treatments and maintenance. Here are the answers to the most commonly asked questions about dental insurance.
What exactly is dental insurance?
Dental Insurance covers all the costs related to a dental visit, dental care, and dental procedures. Dental Insurance is much easier to understand as it is associated only with one part of our body. It's important to choose the right dental plan and policy as not all dental insurance plans cover orthodontic treatments.
Why is there a need for dental insurance?
It is a well-known fact that costs associated with the areas of dentistry in Alberta are really expensive, especially when it comes to dealing with extensive treatments. Covering all the costs associated with oral health dental insurance helps in emergency dental care.
As we all know, healthy teeth reflect the other aspects of your physical health; therefore, proper maintenance of your teeth is required. Good caring of your teeth helps to fight against severe illness, and with a policy in hand, it helps reduce the expenditure and bear the cost of any treatment you require.
What is included in dental insurance?
Affordable Travel Insurance provides coverage for the following:
Preventive Dental Care: 80% of the cost of dental exams, x-rays, and teeth cleaning is included in dental insurance rest 20% you have to pay.
- Basic Dental Procedure: It includes tooth extractions, fillings and periodontal procedures, and it is also bifurcated into 80/20.
- Major Dental Procedures: Dentures, crowns, dental implants, and root canals costs are split into 50/50, which means 50% of the cost is paid by you, and the rest is covered under insurance.
What advantages are not covered under a dental plan?
Cosmetic dental procedures, including veneers, teeth whitening, bonding, tooth shaping, and gum contouring, are not covered under dental insurance. Cosmetic dentistry is supposed to enhance your teeth' appearance and not focus on improving oral health care. That's why there is no coverage of it in dental insurance.
Why Affordable Travel Insurance?
At Affordable Travel Insurance, you get the best dentistry services at an affordable price. Here at Affordable Travel Insurance, we help you choose the perfect plan by giving you an honest review of the policy that will meet your requirements.
